The biggest renewal wave in Canadian history is sitting in your database.

CANADIAN MORTGAGE BROKERS · CASL-COMPLIANT BY DESIGN

The short version: over a million Canadian mortgages renew in 2026, and close to a million more in 2027. Most of those borrowers say they'll shop — and most never go back to their original broker. The renewal date is already in your CRM. We build the system that mines it, works it, and books the calls — on your accounts, inside the rules.

The math your database is hiding

1.15M

Canadian mortgages renewing in 2026 — with roughly 940K more behind them in 2027

56%

of renewing borrowers say they'll shop around (Equifax Canada consumer data)

~20%

is roughly how many return to their original broker — everyone else is up for grabs, including your own book

Every file you've ever closed has a renewal date on it. The broker who reaches that borrower first — with something useful, months before the bank's retention letter — wins the file. Doing that by hand across a whole book is impossible. That's the system we install.

The systems, priced

Database Revival — Renewal Edition

$2,500 · 30 DAYS

Your book, segmented by renewal date and consent status, worked with a personal multi-touch sequence that books review calls onto your calendar. Fastest ROI on the menu.

The Inbound Engine

$3,500 + $750/MO

Every inquiry — web form, email, text — answered in seconds and booked, including the 7pm "can I qualify?" messages you see the next morning.

The Paperwork Machine

FROM $5,000

Document collection chased automatically, application packages assembled, compliance notes written from your call recordings.

Pricing rule: you pay about one month of what the system saves or makes you in a year. One recovered renewal typically covers the install several times over.

Built inside the rules — because the rules are the moat

CASL: implied consent runs two years from a closed transaction — we segment your book by last-transaction date and build express-consent capture into every touch, so the list gets stronger as it's worked.
No robo-calling, ever: automated voice outreach needs express consent in Canada. We don't build it. Text and email sequences that sound like you, inside consent — yes. AI dialing your book — never.
You approve what matters: anything money-adjacent or rate-adjacent waits for your thumbs-up. The system drafts; you stay the broker.

Installed remotely. Owned by you.

One recorded video call is the discovery: you walk us through the workflow and drop an export of your book into a shared folder. We build at our desk, install over screen-share on your machine and your accounts, and train your team until they run it without us. Nothing hosted on our side. Fire us the day after handoff and everything keeps working.

Straight answer on track record: the machine we install is the one we run on our own advisory business every day — 1,625 leads captured by AI, 7,792 follow-ups sent, zero written by hand, every number pulled from our own production database. You'd be a founding broker client, and the pricing reflects that.

Your first system is free.

Take the ten-minute Leak Audit. Qualify, and we install your first small system on one call — an inquiry auto-responder or a starter email sequence on your book. Yours to keep, no invoice.

Start With the Leak Audit